|
Below you will find today's average
rates. Depending on the circumstances
we could quite possibly do better
then those listed. However, there
are so many programs and so many
different rates that can apply
to any given situation and credit
score. It's IMPOSSIBLE for you
to get an accurate quote from
an internet posted rate page
or even by telephone shopping.
Interest rates are like a fingerprint,
they are different for everyone.
Rates change daily and often
several times in one day, so
yesterday's rate quote, or even
this morning's rate quote for
that matter, may be obsolete
and/or worthless when rate shopping.
Here are a just a few factors that would cause an interest rate to vary:
- Bankruptcy or past foreclosure
- You don't occupy the subject property (ex. second home or investment property)
- Late mortgage or other credit payments
- Other Credit issues
- The amount of your down payment or equity in the property
- The type of loan program you select
- And many, many more
For an accurate interest rate quote, please call our office at 423-899-2230, 888-479-5044 toll free or
send your request via email by clicking Contact Us.
For the most accurate of rate quotes, simply fill out our secure online application
by clicking on the button below. There is no cost and no obligation to do so.
| Rates
as of 11/21/2008 |
Loans
under
$417,000 |
|
| 40 Year Fixed |
| Rate:
7.000% |
Points:
0.964000 |
|
| 30 Year Fixed |
| Rate:
5.625% |
Points:
0.918000 |
|
| 15 Year Fixed |
| Rate:
5.500% |
Points:
0.974000 |
|
| 10/1 ARM |
|
| 10/1 ARM (LIBOR) |
|
| 7/1 ARM (LIBOR) |
|
| 5/1 ARM |
|
| 5/1 ARM (LIBOR) |
| Rate:
5.625% |
Points:
0.932000 |
|
| 3/1 ARM (LIBOR) |
|
| 10/1 ARM-INT ONLY |
|
| 10/1 ARM-INT ONLY (LIBOR) |
|
|
